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<item><title>Envelope budgeting for couples: a calm weekly system</title><link>https://getcounts.app/articles/envelope-budgeting-for-couples</link><guid isPermaLink="true">https://getcounts.app/articles/envelope-budgeting-for-couples</guid><description>A practical shared-budget routine that keeps both partners informed without turning every purchase into a negotiation.</description><pubDate>Tue, 25 Aug 2026 12:00:00 GMT</pubDate></item>
<item><title>How to choose an envelope budget app you’ll keep using</title><link>https://getcounts.app/articles/how-to-choose-envelope-budget-app</link><guid isPermaLink="true">https://getcounts.app/articles/how-to-choose-envelope-budget-app</guid><description>A practical way to evaluate household sharing, imports, account limits, security, reporting, and the daily budgeting workflow.</description><pubDate>Tue, 25 Aug 2026 12:00:00 GMT</pubDate></item>
<item><title>How to make an envelope budget that survives real life</title><link>https://getcounts.app/articles/how-to-make-an-envelope-budget</link><guid isPermaLink="true">https://getcounts.app/articles/how-to-make-an-envelope-budget</guid><description>Build a flexible envelope budget from actual cash flow, irregular costs, and priorities—not fantasy spending targets.</description><pubDate>Tue, 25 Aug 2026 12:00:00 GMT</pubDate></item>
<item><title>The 50/30/20 budget, adjusted for real life</title><link>https://getcounts.app/articles/50-30-20-budget-real-life</link><guid isPermaLink="true">https://getcounts.app/articles/50-30-20-budget-real-life</guid><description>Use the popular ratio as a diagnostic rather than a rule, especially when housing, childcare, or debt shifts the math.</description><pubDate>Tue, 25 Aug 2026 12:00:00 GMT</pubDate></item>
<item><title>Sinking funds: the expenses that stop being emergencies</title><link>https://getcounts.app/articles/sinking-funds-explained</link><guid isPermaLink="true">https://getcounts.app/articles/sinking-funds-explained</guid><description>Calculate and organize sinking funds for annual bills, repairs, holidays, travel, and every predictable surprise.</description><pubDate>Tue, 25 Aug 2026 12:00:00 GMT</pubDate></item>
<item><title>How to budget with irregular income</title><link>https://getcounts.app/articles/budget-with-irregular-income</link><guid isPermaLink="true">https://getcounts.app/articles/budget-with-irregular-income</guid><description>A conservative envelope method for freelancers, hourly workers, commission earners, and seasonal households.</description><pubDate>Tue, 25 Aug 2026 12:00:00 GMT</pubDate></item>
<item><title>A 15-minute weekly budget meeting agenda</title><link>https://getcounts.app/articles/weekly-budget-meeting-agenda</link><guid isPermaLink="true">https://getcounts.app/articles/weekly-budget-meeting-agenda</guid><description>A short agenda for couples and families who want coordination without a long, stressful money meeting.</description><pubDate>Tue, 25 Aug 2026 12:00:00 GMT</pubDate></item>
<item><title>Debt snowball vs. avalanche: choose with the numbers</title><link>https://getcounts.app/articles/debt-snowball-vs-avalanche</link><guid isPermaLink="true">https://getcounts.app/articles/debt-snowball-vs-avalanche</guid><description>Compare payoff order, interest cost, motivation, and timelines before choosing a debt strategy.</description><pubDate>Tue, 25 Aug 2026 12:00:00 GMT</pubDate></item>
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