Free editable template · 26-paycheck year
A biweekly paycheck budget that respects the calendar
Biweekly pay creates two months with a third paycheck, but bills still follow monthly dates. This template gives every paycheck a short assignment list instead of forcing the calendar into two equal halves.
Use this template in CountsBills before next payday · 42%
Fund only the obligations due before the following check.
Food and transport · 24%
Use a two-week amount that can survive a long grocery weekend.
True expenses · 12%
Car repairs, annual bills, gifts, and other predictable surprises.
How to keep this budget current
Payday
Confirm the deposit and fund everything due before the next payday.
Mid-cycle
Check groceries, transport, and any bill that changed.
Third-paycheck month
Use a written priority order: buffer, true expenses, debt, then goals.