Free editable template · Two-person household
A couples budget built for cooperation, not permission
A shared budget works when both people can see the same facts and still have room to make ordinary choices. This template separates household commitments, shared goals, and judgment-free personal spending.
Use this template in CountsShared essentials · 52%
Housing, utilities, groceries, transport, health, and care.
Shared future · 16%
Emergency savings, annual costs, and goals you chose together.
Debt minimums and extra payoff · 12%
Keep required and optional payments visibly separate.
How to keep this budget current
Before the meeting
Update or import transactions so the conversation starts with shared facts.
Weekly, 15 minutes
Look ahead seven days, fix one pressure point, and stop on time.
Monthly
Review goals and recurring costs rather than relitigating individual purchases.